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Friday, January 29, 2010

GEICO versus Allstate

I had the staff all shop GEICO to get the GEICO EXPERIENCE. Some of the observations are:

1) While all times they asked if we knew liability limits, they did not ask about any other coverage.
2) They attempted to close three times on the average and one Rep became annoyed when he couldn't close my wife.
3) The quote was given as a 6 MONTH PAID-IN-FULL PRICE without ANY discussion of what coverage was being quoted.
4) No Motor Vehicle Reports or SS numbers were given so we were told this was the ABSOLUTE best rate.
5) When we received the email follow up it included a link to the quote which was for MANDATORY PIP, $500 deductible for Comprehensive and Collision. The Uninsured did match the liability limits.

While it is easy to find fault with a company we have all been with for years the bottom line is that GEICO versus Allstate was $379.30 versus $386.10, respectively, WITHOUT A MULTI-POLICY DISCOUNT ON THE ALLSTATE. Other staff quotes actually had BETTER rates than GEICO.

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