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Monday, January 25, 2010

Tips for cutting insurance costs

Sample Tips for Cutting Insurance Costs
1) Have you retired and not told us?
2) Are you covering an older vehicle with Comprehensive and Collision Coverage?
3) Do you have a young driver that can be spun off onto their own policy with Allstate? (sometimes this is cheaper than having them on yours EVEN IF you still have to pay for it)
4) Have you and I done a valuation on your home in the last 3 years?
5) Have you done renovations on your home in the last 10 years?
6) Are you driving less than 7,500 miles per year?
7) Are you getting ALL your discounts? (we give discounts for having auto/home for example)
8) Have you installed alarms or security systems in your home or vehicles?
9) Have you considered revising your deductibles?
10) Can you switch to a payment plan that gives discounts such as Full Pay and/or EZPay (electronic withdrawal)?
11) Have you taken an Accident Prevention Course (6 hours) and not told us? (these are also on-line now)
12) Have you been spoken to about Allstate Property and Casualty Auto Insurance if you have Allstate Insurance Company Auto Insurance?

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